BUYER WORKSHEETS · LOCAL REVIEW
When would your own entity make sense?
START WITH AN EXAMPLE
Model EOR versus an entity
Choose a filled-in example, then change what matters to you. Every number and date is illustrative. Choosing another example replaces your entries.
See the worked example and its assumptions
Ten employees at £3,000 employment cost each, £500 EOR fee per hire, and the default entity inputs give £35,000 EOR monthly cost and £34,350 entity monthly cost. Over 12 months, including £12,000 entity setup and one month of EOR-fee overlap, totals are £420,000 and £429,200.
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Your working result
| Item | Result / next action |
|---|---|
| Scenario | Switzerland — fictional planning inputs · 10 employees · 12 months · GBP |
| Evidence status | Partial planning illustration — resolve unknown costs |
| Shared employment cost / month | £30,000.00 |
| EOR monthly cost | £35,000.00 |
| Entity monthly cost | £34,350.00 |
| EOR horizon expense | £420,000.00 |
| Entity horizon expense (includes setup and overlap) | £429,200.00 |
| Entity minus EOR expense | £9,200.00 |
| EOR first cash incl. deposit | £40,000.00 |
| Entity initial cash reserve incl. setup and full entered overlap | £51,350.00 |
| Setup recovery | 26.2 months under constant assumptions |
| Illustrative horizon headcount crossover | 11.79 employees; whole-person decisions require rounding and eligibility review |
| Operating readiness | Unconfirmed: incorporation alone does not establish readiness to employ. |
| Responsibilities | Local payroll, accounting, address, banking, governance and local-language support remain with the entity. Internal FTE is a planning assumption, not a statutory requirement. |
Method and evidence
Common employment costs appear once in both routes. Entity cost adds local payroll and entered operating categories; transition overlap adds EOR provider charges only, not salary again. Refundable EOR deposits affect first cash, not horizon expense. Sensitivity comes from changing headcount and horizon; the crossover is specific to these constant inputs.
Existing entity operating-cost framework (Spain; categories reused, no Swiss rates transferred). These tools reuse the existing research and calculation patterns. Worked prices, dates, owners and service scenarios are illustrative. Replace them with confirmed inputs.
Review the Swiss payroll budget · Check the two-quote funding example in EOR Truth