BUYER WORKSHEETS · LOCAL REVIEW
Which EOR quote costs less?
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CHF 36,000 at CHF 1.20 per GBP requires £30,000 before charges. A adds £500 and 2%; B adds £750 and 0%. Monthly funding is £31,100 versus £30,750. A £5,000 B deposit increases B’s first cash to £35,750 without increasing recurring expense.
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Your working result
| Item | Result / next action |
|---|---|
| Scope | Switzerland · 10 employees · GBP funding · 12 months |
| Budget completeness | Partial estimate: unresolved costs remain |
| Reference payroll funding | £30,000.00 |
| A monthly provider charges | £1,100.00 |
| A recurring payroll funding | £31,100.00 |
| A first funding (includes setup and deposit) | £31,100.00 |
| A 12-month expense (deposit excluded) | £373,200.00 |
| B monthly provider charges | £750.00 |
| B recurring payroll funding | £30,750.00 |
| B first funding (includes setup and deposit) | £35,750.00 |
| B 12-month expense (deposit excluded) | £369,000.00 |
| Monthly A minus B | £350.00 |
| Recurring quote crossover | 15000.00 CHF payroll per month |
| Next action | Resolve every unknown with each provider before treating this as a complete budget. |
Method and evidence
Payroll divided by the reference rate gives the reference funding base. Apply conversion charges only to the converted share. A quoted rate already containing margin replaces the separate markup. Deposit is cash, not expense. Unconverted payroll is shown as a reference-rate funding equivalent; actual multi-currency cash balances are outside this model.
Existing EOR calculation method. These tools reuse the existing research and calculation patterns. Worked prices, dates, owners and service scenarios are illustrative. Replace them with confirmed inputs.
Review the Swiss payroll budget · Check the two-quote funding example in EOR Truth