EXAMPLE QUOTE AWith FX markup
Fee + FX markup
$
FX markup2.0%
$
Annual provider charges$119,760
EOR COST INTELLIGENCE
What does your EOR’s
FX markup cost?
A 2% markup on USD 100,000 of monthly converted payroll adds USD 24,000 a year. Put your own payroll through the calculation, then compare the combined fee and currency cost.
Find your FX cost01 / UNDERSTAND THE COST
Set your payroll and markup
Use the amount subject to markup, at the reference rate. Include employer costs if your provider converts them.
0%2.5%5%
Choose a rate to explore. This is an illustration, not a provider quote or market average.
Your annual FX markup cost
$24,000
On top of your EOR service fees.
Every month$2,000
Over three years*$72,000
*At the same payroll volume and markup.
Enter a valid payroll amount between 0 and 1 billion.
No sign-up. No provider assumptions. See the calculation ↗
02 / LOOK BEYOND THE MONTHLY FEE
A lower fee can
mean a bigger bill.
Compare the service fee and the cost of converting payroll together. Change these example quotes to see when the result flips.
EXAMPLE QUOTE BZero markup
Fee + zero FX markup
$
FX markup0.0%
$
Annual provider charges$107,760
Quote B costs $12,000 less per year. Even with a higher monthly fee.
Enter a whole employee count and non-negative fees within the allowed limits.
Illustrative quotes, not named providers. Includes the fees entered and FX markup only; excludes salary, employer contributions, refundable deposits and any unentered charges. Changing currency relabels inputs; it does not fetch exchange rates.
Compare two full quotes and find the break-even point →
Put the rate in the contract.
A useful FX quote names the reference rate, fixing time, markup and amount converted. Request a worked invoice before comparing a percentage with another supplier’s fee.
Build an FX disclosure brief