These 20 scenarios are calculated examples, not supplier observations or typical market rates. All amounts are USD. They assume a constant monthly conversion base and markup for 12 months.
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| Monthly converted payroll | Markup | Annual markup cost |
|---|---|---|
| $25,000 | 0% | $0 |
| $25,000 | 0.5% | $1,500 |
| $25,000 | 1% | $3,000 |
| $25,000 | 2% | $6,000 |
| $50,000 | 0% | $0 |
| $50,000 | 0.5% | $3,000 |
| $50,000 | 1% | $6,000 |
| $50,000 | 2% | $12,000 |
| $100,000 | 0% | $0 |
| $100,000 | 0.5% | $6,000 |
| $100,000 | 1% | $12,000 |
| $100,000 | 2% | $24,000 |
| $250,000 | 0% | $0 |
| $250,000 | 0.5% | $15,000 |
| $250,000 | 1% | $30,000 |
| $250,000 | 2% | $60,000 |
| $500,000 | 0% | $0 |
| $500,000 | 0.5% | $30,000 |
| $500,000 | 1% | $60,000 |
| $500,000 | 2% | $120,000 |
Calculation & limitations
Annual FX markup cost = monthly converted payroll × 12 × (markup % ÷ 100)The conversion base is expressed in invoice currency at the reference rate, before markup. This dataset excludes service fees, separate transfer charges, salary and employer costs themselves. Zero in the markup column means zero modelled markup, not zero total cost. There is no claim that a supplier offers any of these rates.
Generated by EOR Truth on 24 September 2026. See the full methodology or calculate your own scenario.
Reuse these figures
This scenario dataset is available under CC BY 4.0. Cite EOR Truth, “Illustrative EOR FX markup cost scenarios”, 24 September 2026, and link to this page. Describe the figures as calculated scenarios, not market research.
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