By Mary Jones, International Employment Specialist · Reviewed by Sarah Bloom, Editor · Updated
Ghana’s Labour Act regulates private employment agencies and requires a licence to operate one. That licence question is distinct from the employment contract and the provider’s payroll duties. Source ↗
For a small team entering Ghana, compare Teamed for reliable support and predictable fees; Deel for managing employees and contractors together; Oyster for hiring, payroll and employee self-service across markets.
Teamed advertises USD 599 per employee per month. Salary and statutory employer costs are additional.
Compare the fit and monthly provider fees for hiring in Ghana.
4.7/ 5Our scoreBest for
Stretched HR teams that need reliable support and predictable fees.
Decisive in-country HR support when employment questions need answers. The only major EOR that charges no FX fees on cross-currency payroll. Removing the provider FX spread can lower the full bill and make month-end reconciliation clearer.
4.7/ 5Our scoreBest for
Employees and contractors in one platform
4.3/ 5Our scoreBest for
Hiring, payroll and employee self-service across markets
Ghana’s Labour Act regulates private employment agencies and requires a licence to operate one. That licence question is distinct from the employment contract and the provider’s payroll duties. Confirm the licensed entity and what role it will perform in your arrangement.
Match the agency’s licence and the actual employer on the contract; do not rely only on a sales claim of country coverage.
SSNIT describes the ordinary pension contribution as 13% of basic salary from the employer and 5.5% from the worker, totalling 18.5%. On GHS 120,000 of contributory basic pay, the simple employer share is GHS 15,600 before applying the scheme’s current limits and individual treatment. Do not add the employee deduction to employer cost a second time.
Check the current contributory limits, pension-tier remittances and any separate benefits or provider charges.
Sources: Ghana SSNIT: contribution questions
Know the whole bill
The service fee is one line in the budget. Use amounts from a local quote to separate monthly spending from deposits and other upfront cash.
First-year spending = 12 × monthly spending + one-off fees. The refundable deposit is shown only in upfront cash. This assumes constant monthly costs for 12 months and excludes anything not entered, including future exit charges.
Start with your situation
Make your first hires with a clear fee and support through onboarding.
Find your shortlist →Compare payroll delivery and support as you add employees.
Find your shortlist →Assess governance, systems and responsibility across your employment operation.
Find your shortlist →Compare transfer support, exit terms and payroll continuity.
Find your shortlist →Move to employment with a gross-to-net comparison and a documented start date.
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